It's illegal in Britain to drive a car without insurance, yet every year thousands of people will attempt to beat the system by driving a car while either waiting for their cover to begin, or by simply thinking they don't need any cover because they are overly confident in their driving skills. Short term car insurance can allow you to be covered on a car for as little as 24 hours; this means that you have no excuses for driving when not covered.
Car insurance is important as it has you covered for any losses, damages an injuries caused by road traffic accidents. At any time a police officer, or any other public official, can request that you present them with your insurance certificate; you will be given seven days to take it to your local police station should you not have it with you.
If you are not covered, not only are you in breach of the law, but you'll also find yourself having to pay out a large amount of money should you be found responsible. People who have been ordered by the high court to pay out in the past have found themselves having to sell family heirlooms and even their homes in order to pay the cost.
Many people feel that they won't need any car insurance provided they drive carefully, forgetting that other drivers on the road may be driving recklessly; after all, they're called accidents because nobody means for them to happen and they are unexpected. Simply driving carefully does not give you the cover that having car insurance would.
With increasing numbers of people, particularly students, opting to go on long road trips it's wise to have more than one person insured on the car that they'll be travelling. Not only will this ease the burden on the would-be only driver as they can drive in shifts, but it also covers the possibility of the driver getting severely injured and being unable to drive. Short term car insurance is ideal here as the cover can last as long as you would like and you don't have to worry about paying to be able to drive the car when you don't actually need to.
Short term car insurance can also be ideal in an emergency if, for instance, you need to travel to your family in a crisis but your car is in the garage, you have the option of borrowing a friend's car. Longer term policies can take a few days in order to clear whereas short term policies start immediately so you won't have to worry about asking to be driven to where you're needed or having to use public transport, which can often take longer than driving.
It's important to be insured on any vehicle you're driving, as you could have your licence revoked, be given a large fine and even be sent to prison.
Dominic Donaldson is an insurance expert.
Find out more about Short Term Car Insurance and insurance on other vehicles.
Article Source: http://EzineArticles.com/?expert=Dominic_Donaldson
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